Typical requirements
- Usually 700+ personal credit
- Healthy credit utilization and payment history
- Verifiable income and business information
- Issuer-specific underwriting requirements
Strong-credit funding option
0% Intro APR Funding
Qualified business owners may be matched with introductory 0% APR revolving-credit options. This path usually depends more heavily on personal credit than revenue-based funding.
Introductory periods, limits and ongoing rates vary. All offers are subject to issuer approval and terms.
Who it may fit
This option may fit owners with strong personal credit who want flexible access to funds and have a plan to manage balances before introductory periods end.
Potential uses
Qualified applicants may use available credit for eligible inventory, marketing, equipment or other business expenses.
Important consideration
The standard APR applies after each introductory period. Review every account’s limit, fees, due dates and ongoing rate.
How it works
The application is reviewed against potential issuer and funding-partner criteria.
Share your profile
Provide business details, intended use and relevant personal-credit information.
Review possible options
We help match qualified applicants with options that may fit their profile.
Read every term
Compare limits, introductory periods, fees and ongoing APRs before accepting.
0% intro APR FAQ
Common questions
Is 0% permanent?
No. The 0% APR applies only during a stated introductory period. The issuer’s standard APR applies afterward.
Is a $100,000 limit guaranteed?
No. “Up to about $100K” describes potential combined program capacity for qualified applicants, not a promised limit.
Does applying guarantee approval?
No. Approval and account terms are determined by third-party issuers and funding providers.