Typical requirements
- Usually 660+ personal credit
- Property and project documentation
- Down payment or verified liquidity
- Experience and exit strategy may be considered
Funding for investor projects
Real Estate Investor Loans
Explore possible funding structures for acquisitions, renovations, rentals and investor-owned projects. We help investors apply and get matched with third-party funding options.
Property, borrower, experience and project requirements vary. All programs are subject to lender approval.
Who it may fit
These programs may fit investors seeking financing for fix-and-flip projects, rental properties, portfolios, new construction or other non-owner-occupied opportunities.
Project specific
Underwriting may consider purchase price, renovation budget, property value, rental income and the borrower’s experience.
Plan the exit
Be prepared to explain whether the strategy is sale, refinance, long-term rental or another clearly supported outcome.
How it works
Strong project documentation helps providers evaluate the opportunity.
Describe the property
Provide the address, purchase terms, project budget and intended strategy.
Share borrower details
Submit ownership, credit, liquidity and relevant real-estate experience.
Evaluate the structure
If options are available, compare leverage, reserves, costs, term and exit requirements.
Investor loan FAQ
Common questions
Are these loans for a primary residence?
These options are intended for business-purpose, non-owner-occupied real-estate investments rather than consumer home financing.
Is prior investment experience required?
Some programs consider first-time investors, while others require documented experience. Requirements vary by lender and project.
Does The Capitol Fund make the loan?
No. We help investors apply and get matched with options from third-party funding providers.