Typical requirements
- Operating business with consistent revenue
- Recent business bank statements
- Basic owner and business information
- Requirements vary by provider
Flexible business funding
Working Capital
Funding providers may look at your business revenue, not just your credit score. The Capitol Fund helps business owners apply and get matched with working-capital options from third-party funding providers.
Programs, amounts and terms vary and are subject to lender approval.
Who it may fit
Working capital may help established businesses manage operating expenses, purchase inventory, cover payroll, support marketing or act on a growth opportunity.
Revenue focused
Providers may weigh cash flow and deposit history alongside credit, time in business, industry and existing obligations.
Use of funds
Applicants should identify a clear business purpose and review the total cost and repayment structure before accepting an offer.
How it works
One inquiry helps us understand the business and identify possible matches.
Share your needs
Tell us about your business, revenue and intended use of funds.
Review possible matches
We help match the application with funding options that may fit.
Choose carefully
If an offer is available, review its cost, term and payment schedule before deciding.
Working capital FAQ
Common questions
Is excellent credit required?
No single credit standard applies to every program. Providers may consider revenue, cash flow, credit and other business information.
How much could a business request?
Programs may range from about $5,000 to $1.5 million, but available amounts depend on lender criteria and the applicant’s financial profile.
Does The Capitol Fund provide the money?
No. We help business owners apply and get matched with options offered by third-party funding providers.