The Capitol Fund – FAQ

Got Questions?

Frequently
Asked
Questions

Everything you need to know about getting funded. Can't find the answer you're looking for? Speak directly with a loan specialist.

Our loan specialists are available Mon–Fri 9am–6pm CT. No hard credit pull. No obligation.

Call Us Free
(817) 705-8589
1 How do you provide value to my business?
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting — free of charge.
2 What is the application process?
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.
3 What are your minimum requirements to be approved for funding?
Our requirements are simple and accessible for most businesses:
  • Minimum of 3 months in business
  • Minimum of $5,000 in monthly revenues
  • Your business is based in the United States or Canada
4 What can I use the money for?
It's your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It's a win-win situation.
5 I have bad credit and even a previous bankruptcy. Can you still get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are:
  • You have been in business for at least 3 months
  • Your business generates sales in excess of $4,000 per month
In over 90% of cases, if you meet these two requirements, we can provide you with funding!
6 How long does the approval process take?
Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.
7 How long will it take to receive my money?
Once approved and you've accepted your offer, funds are typically deposited into your business bank account within 24 hours. In some cases, funding can happen the same business day you sign your agreement.
8 Will applying affect my personal credit score?
No. Checking your rate and submitting your initial application will not affect your personal credit score. We perform only a soft credit pull during the pre-qualification process. A hard pull is only conducted if you proceed to final approval and you authorize it.
The Capitol Fund – Stats Section

Why Choose Us

Fast, Easy, Reliable

Approved 85% Loans
10,000+
Businesses Served
24 Hour 75% Funding
$2 Billion+
Funds Delivered
Customer 95% Satisfaction
Customer Reviews
Get Funding Offers Learn More
The Capitol Fund – Funding Options

Tailored Solutions

Funding Options

Find the business loan that meets your needs

Financing

Equipment Financing

Get funding to purchase equipment for your business to keep on growing.

Learn More
Capital

Working Capital

Quick and simple cash available for any business purpose — no restrictions.

Learn More
Loans

Term Loan

Our specialists will tailor a business loan to precisely fit your unique needs.

Learn More
Government

SBA Loan

Lowest rates available with an SBA 7a, 504, or express loan program.

Learn More
Real Estate

Real Estate Investor Funding

Get funding for your next real estate project. Fix & Flip, Single Family, Multi-Family and more.

Learn More
Invoices

Invoice Factoring

Get paid upfront for your 30, 60, or 90-day old invoices — unlock cash today.

Learn More
Credit

Business Line of Credit

Access capital when you need it and only pay interest on the funds you use.

Learn More

Not sure which product is right for you? We'll help you find the best fit.

Get Funding Offers
The Capitol Fund – Partnerships & Testimonials

Network

Trusted Partnerships

With Over 50+ Lenders

🌿 Nat
Capital
AMERICAN
EXPRESS
on
≡≡
BBB
Accredited
SB
FINANCE
✦✦✦
PayPal
50+ verified lending partners

Why Partner With Us

Exclusive Partnerships

✦ That You Can Count On

At The Capitol Fund, we appreciate how investing in relationships brings mutual prosperity. Who we partner with ensures the best services available for our customers.

To discuss potential opportunities, please call:

(817) 705-8589 Call us Mon – Fri, 9am – 6pm CT
Get Pre-Qualified Now

Real Results

What Our Customers Are Saying

"

The Capitol Fund got us $250,000 in working capital within 48 hours. The process was seamless and the team walked us through every step. Absolutely game-changing for our business.

JR
James R.
Retail Business Owner, TX
Verified
"

I was skeptical at first but the SBA loan process was incredibly smooth. Got the best rate I'd seen anywhere. My restaurant equipment is paid off and cash flow has never been better.

ML
Maria L.
Restaurant Owner, FL
Verified
"

As a real estate investor, speed is everything. The Capitol Fund funded my Fix & Flip project in under 24 hours. I've since closed 3 more deals with them. My go-to funding partner.

DK
David K.
Real Estate Investor, GA
Verified
"

Our line of credit gave us the flexibility we needed during slow seasons. We only pay for what we use, and the approval took less than a day. Highly recommend The Capitol Fund.

ST
Sarah T.
Boutique Owner, CA
Verified
"

Invoice factoring changed everything for our staffing agency. We used to wait 60 days — now we get paid the same day. The Capitol Fund team is responsive, transparent, and genuinely helpful.

AM
Andre M.
Staffing Agency CEO, NY
Verified
"

I needed a term loan to expand my construction company. The Capitol Fund matched me with the perfect lender at the lowest rate I'd been quoted. Funded in 2 days. Exceptional service.

RB
Robert B.
Construction Co. Owner, TX
Verified

Join 10,000+ businesses that trust The Capitol Fund

Get Funding Offers
The Capitol Fund – Footer